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Property Insurance covers the risk of property loss
in a variety of commercial situations, including commercial buildings, equipment,
furniture, fixtures, inventories, business records, supplies and other physical
items. Property Insurance may cover two types of property losses:
- Direct losses may be covered when property is lost, stolen, damaged or destroyed
- Indirect or consequential losses related to direct losses may also be covered
Casualty Insurance consists primarily of liability coverages,
which protect an insured party against injury or damage claims made by other parties.
These policies provide coverage for liability arising out of:
- Premises and operation
- Fire damage liability (damage by fire to premises rented to insured)
- Personal and advertising injury
- Medical payments
- Products/Completed operations
You may want to consider a Business Owners Package which combines your Liability,
Property and other types of coverage into one comprehensive policy and which can help
you save time and money on your total insurance program. And since we live in an age
of million-dollar lawsuits, you may also want to add extra liability protection in the
form of a Commercial Umbrella Policy. We will work with you to determine whether these
plans make sense for you.
Business auto coverage insures vehicles that are owned, leased, hired or borrowed by
businesses, whether they are associations, corporations, partnerships or sole
proprietorships. It may be used to insure private passenger autos
and all types of trucks, trailers, semitrailers and commercial vehicles designed for
use on public roads. We can give you more details about specific coverages and deductibles
and about tailoring a business auto plan that's right for you and your business.
Workers' Compensation coverage applies to bodily injury and diseases arising out of and
in the course of employment. Any bodily injury must be accidental, and the term includes
death resulting from the accident. Only occupational diseases, which are unique to the
occupation, are covered. Workers' Compensation provides for the payment of four types of
benefits:
- Medical benefits
- Income benefits
- Death benefits
- Rehabilitation benefits
The Glatfelter Agency can provide you with
complete details on Workers' Compensation insurance and recommend
cost-effective ways to control expenses through safety engineering
and claim services.
For more information on how The Glatfelter
Agency can help, please contact us by calling 800-632-1884
or if you prefer, submit a request on-line
for more information.
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