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    The Glatfelter Agency >> Life & Financial Life & Financial  
 

Life and disability insurance needs are a critical component of business planning. These insurance needs can be the life blood of your business in event of a death or disability. Your plan will include the following core components to help protect your current and future business:

Phase 1: Build a Strong Foundation

  • Group medical plans
  • Buy-Sell agreement and funding
  • Key management protection
  • Basic group disability insurance
  • Basic group life insurance
  • Financial debt insurance

With a solid foundation establised, our team will help you manage your plan through all phases of its development and growth, including maturity and retirement:

Phase 2: Growth & Expansion

  • Salary continuation plans
  • Profit sharing, 401(K) retirement plans
  • Improved group medical, disability, and life insurance plans

Phase 3: Maturity

  • Incentive plans, deferred compensation
  • Pension maximization plans
  • Financial planning, investment planning, estate planning for key associates

Phase 4: Retirement & Transition

  • Solidify position of Key Management employees
  • Recapitalization, reorganization
  • Advanced debt protection
  • Merger, acquisition, public offering
  • Lifetime sale of the business
 

Personal Life Solutions

The Glatfelter Agency can help you maximize your current and future income through coordinated insurance, tax, risk management, retirement and estate planning strategies.

Learn more about our personal life insurance offerings and other solutions under our Personal Solutions area.